Let me start out by saying that my sympathy goes out to all those in hurricane areas.
But reading "whose lives were effected by Hurricane Dean" in a real news article makes me chuckle. If you don't know why, search for "affect effect" on the Web to learn the distinction between the verbs "affect" and "effect".
If your life was effected by Hurricane Dean, your father is a blow-hard. (KA-ching!)